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Farm / Agribusiness Insurance

Farmer with grandchild in corn field watching the sunrise.

Farm and agribusiness owners know that insurance is one of their most important business assets. All farmers and companies engaged in agribusiness face enormous risks every day. Fortunately, many of these risks can be covered by insurance – provided you have the right policies. While most businesses need general liability and workers’ compensation insurance to operate, farms and agribusinesses have distinctly different insurance needs.

Why You Need Farm/Agribusiness Insurance

Heat waves, dry spells, hail storms, and early frosts don’t have much effect on most businesses. For someone involved in farming or agribusiness, however, adverse weather conditions could mean the difference between profit and a financial disaster. Farmers and agribusiness enterprises deal with the impact of weather on production, as well as issues related to machinery malfunction, operator error, and a range of other risks.

What Is Covered with Farm/Agribusiness Insurance?

A farm or agribusiness insurance policy must be individually tailored to meet the specific needs of the enterprise. You select the level of coverage that is right for your operations and the causes of loss that apply, based on the types of risks associated with your activities. Insurers offer basic, broad, and special coverages, depending on the type of operations, amount of property, and other factors.

Cost of Farm/Agribusiness Insurance

The cost of your farm or agribusiness insurance will be determined by the insurer you choose, the types and amounts of coverage you need, and where your business operations are located. Our local agent at Finnicum Insurance Agency in New Philadelphia, Ohio, can custom-tailor a farm or agribusiness policy to suit your unique business needs.

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Filing a ClaimMost of our insurance companies have the option for you to pay your premiums by EFT (Electronic Funds Transfer), e-check or by credit card. Fast online payments can prevent lapses in coverage and save you time.

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Pay OnlineIf you have a claim to report, you can take advantage of your insurance carrier’s 24/7 Claim Support Service to report your claim directly to your insurance company or you may contact us.
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