Skip to ContentSkip to Footer

Hotel & Motel Hospitality Insurance

Exterior view of nice hotel with pool in the foreground.

Hotels and motels are often the targets of lawsuits, with high-profile cases emerging every year. In the hospitality industry, you need insurance coverage to protect the financial health of your business. Hospitality insurance is coverage designed specifically for those operating in the hospitality industry, including hotels and motels.

What Does Hotel & Motel Hospitality Insurance Cover?

Your hospitality insurance must be tailored to meet the needs of your enterprise. You should have coverage for everything from a guest’s slip and fall accident, to fire property damage, security failures, and smoke inhalation injuries. A hotel or motel hospitality insurance package may include coverage for business property, business liability, business crime, and guest property.

Business Property Insurance

This insurance can help restore lost income and cover losses to equipment and materials, such as bedding, televisions, washing machines, and refrigeration units, caused by unexpected occurrences.

Business Liability Insurance

Liability insurance can help protect your business against losses resulting from claims made by guests that they were injured or their property was damaged on your hotel or motel premises.

Business Crime Insurance

This coverage helps protect you from losses resulting from wrongdoing by a third party, such as theft, vandalism, or robbery.

Guest Property Coverage

If a guest has property lost or damaged while staying in your hotel or motel, this insurance covers your legal liability.

Cost of Hotel & Motel Hospitality Insurance

The cost of your hospitality insurance will depend on the location of your business and the types and levels of coverage needed. Our local insurance agent at Finnicum Insurance Agency in New Philadelphia, Ohio, can design a package with coverage solutions tailored to meet the needs of your hotel or motel hospitality business.

Start Saving Today!

Secure Quote Request

* indicates required fields

This field is for validation purposes and should be left unchanged.

5/5
5 Stars!
Jeff B,
New Philadelphia, OH
JB
5/5
5-Star!
Tim M,
New Philadelphia, OH
TM
5/5
5-Star!
Jon A,
New Philadelphia, OH
JA
5/5
5-Star!
Michael G,
New Philadelphia, OH
MG
5/5
Very helpful customer service.
Sam H,
New Philadelphia, OH
SH
We Want Your Opinion!
Write a Review

Filing a ClaimMost of our insurance companies have the option for you to pay your premiums by EFT (Electronic Funds Transfer), e-check or by credit card. Fast online payments can prevent lapses in coverage and save you time.

Learn More >

Pay OnlineIf you have a claim to report, you can take advantage of your insurance carrier’s 24/7 Claim Support Service to report your claim directly to your insurance company or you may contact us.
Learn More >

Shaking handsSubmit a form to request a change to your current insurance policy.
Learn More >