Skip to ContentSkip to Footer

Individual Disability Insurance

Doctor showing a young female patient her x-ray.

Individual disability insurance is an excellent way to help protect your income and financial standing if you suffer a disabling injury or illness. If you need more protection for your paycheck, contact our agent at Finnicum Insurance Agency in New Philadelphia, Ohio, to talk about individual disability insurance.

Why Buy Individual Disability Insurance?

When you stop to think about it, your paycheck is what makes the lifestyle you have possible. Sometimes the unexpected happens. If you were unable to work because of an illness or injury, how would you pay your mortgage, utilities, car payment, credit cards, and countless other expenses? How long could you get by without a paycheck?

Unexpected medical problems, accidents, and injuries can get in the way of earning an income. Individual disability insurance can help you protect what matters most and pay your expenses if you are unable to work because of an illness or injury.

Disability insurance is designed to cover more than catastrophic accidents that result in injuries. Illnesses such as cancer and multiple sclerosis can also have a dramatic impact on your ability to work and support your family. In fact, the vast majority of disabilities are the result of an illness or health condition.

Disability Insurance Costs

The price of disability insurance will vary per individual. Pre-existing health conditions can increase the cost of this insurance, and may not be covered for the first year of the policy. Factors that affect premiums include:

  • Current salary
  • Age
  • Smoking status
  • Health conditions

Our agent at Finnicum Insurance Agency can help you shop for the best available rates on an individual disability insurance policy to protect your income and your way of life.

Start Saving Today!

This field is for validation purposes and should be left unchanged.

5/5
Agent works very hard for each and every client.
John B,
New Philadelphia, OH
JB
5/5
5 Stars!
Ron G,
New Philadelphia, OH
RG
5/5
5 Stars!
Madison B,
New Philadelphia, OH
MB
5/5
5 Stars!
Dan B,
New Philadelphia, OH
DB
5/5
5 Stars!
Jeff B,
New Philadelphia, OH
JB
We Want Your Opinion!
Write a Review

Filing a ClaimMost of our insurance companies have the option for you to pay your premiums by EFT (Electronic Funds Transfer), e-check or by credit card. Fast online payments can prevent lapses in coverage and save you time.

Learn More >

Pay OnlineIf you have a claim to report, you can take advantage of your insurance carrier’s 24/7 Claim Support Service to report your claim directly to your insurance company or you may contact us.
Learn More >

Shaking handsSubmit a form to request a change to your current insurance policy.
Learn More >